Portfolio Protection: Guard Your Purchasing Power from Inflation
The Asset Class Wall Street Doesn't Sell
Your 401K and brokerage accounts are denominated in dollars. But what happens when the dollar loses value? Portfolio protection isn't about timing the market—it's about protecting what you've built.
The Silent Wealth Killer
Why Your Portfolio Needs Protection
Inflation doesn't announce itself. It slowly erodes your purchasing power while paper statements show 'gains.'
Dollar Devaluation
The dollar has lost 96% of its value since 1913
Purchasing Power
Inflation erodes the real value of your savings every year
Central Bank Printing
Trillions in new money creation dilutes existing wealth
Market Volatility
Paper assets can lose 30-50% in a single correction
Geopolitical Risk
Currency wars and global instability threaten portfolios
Inflation is a hidden tax that transfers wealth from savers to debtors.
The Protection Framework
The 60/20/20 Portfolio Model
A balanced approach that maintains growth potential while adding meaningful protection.
| Asset Class | Allocation | Purpose |
|---|---|---|
| Equities (S&P, Growth) | 60% | Long-term appreciation |
| Bonds (Treasury, Corporate) | 20% | Income and stability |
| Physical Precious Metals | 20% | Inflation hedge and insurance |
Note: This is a general framework. Your specific allocation should consider your age, risk tolerance, and financial goals. We can help you design the right mix.
Not All Gold is Equal
Physical vs. Paper Gold
The distinction matters more than most investors realize.
Physical Gold & Silver
Advantages
- ✓No counterparty risk
- ✓Direct ownership
- ✓Private and portable
- ✓Cannot be hacked or frozen
- ✓Insurance against systemic failure
Considerations
- •Storage required
- •Premiums over spot
TRUE wealth protection
Paper Gold (ETFs, Futures)
Advantages
- ✓Easy to trade
- ✓Lower transaction costs
- ✓Liquidity
Considerations
- •Counterparty risk
- •Not all backed by physical
- •Can be halted or frozen
- •No crisis protection
Speculation, not protection
Our Precious Metals Partner
Why We Recommend NGC-Certified Metals
NGC Grading
Numismatic Guaranty Corporation certification ensures authenticity and quality.
Pre-1933 Coins
Historical significance with potential collectible premiums and privacy benefits.
Precious Metals IRA
Tax-advantaged ownership of physical gold and silver in qualified retirement accounts.
Direct Delivery
Take physical possession or store in secure, insured vaults.
"Gold is money. Everything else is credit."
— J.P. Morgan, 1912
What Portfolio Protection CAN Do
- ✓Preserve purchasing power during inflation
- ✓Provide crisis insurance when markets crash
- ✓Diversify away from dollar-denominated assets
- ✓Offer privacy and portability
- ✓Create a store of value outside the banking system
What Portfolio Protection is NOT
- ✗A get-rich-quick speculation
- ✗A replacement for growth investments
- ✗Protection against all economic scenarios
- ✗A timing mechanism for trading
- ✗The same as cryptocurrency
Complete Protection
How Portfolio Protection Fits the IWB Framework
Precious metals are one layer of a comprehensive wealth protection strategy.
Portfolio Protection
Physical gold & silver protect against inflation and currency debasement.
You Are HereQuestions
Common Questions About Portfolio Protection
Precious metals have been money for 5,000 years. Paper currencies come and go. Understanding this distinction is key to protecting your wealth.
Discuss Your AllocationReady to Protect Your Portfolio?
Schedule a consultation to discuss how physical precious metals fit your wealth protection strategy. We'll help you understand the 60/20/20 model and our NGC partnership.