Let's Have the Conversation Your Advisor Won't
30 Minutes That Could Change Your Retirement
Most financial conversations go like this: 'Here's a product. Sign here. See you next quarter.' This one is different. We're going to talk about the tax time bomb growing inside your 401K. We're going to discuss strategies your CPA doesn't know about and your broker won't mention. And we're going to be honest about whether any of it makes sense for your situation.
No pitch. No pressure. No obligation.
Just clarity about options you didn't know existed.
Two Ways to Connect
Strategy Session
Deep dive into your situation
Duration: 30 minutes
Format: Video or phone call
Cost: Complimentary
Quick Question
One specific question
Duration: 5-10 minutes
Format: Phone call
Cost: Complimentary
This isn't a sales call. It's a working session where we:
What Happens in a Strategy Session?
Review your situation
Income, savings, current strategies, goals
Identify the gaps
Where Wall Street's advice is costing you
Explore alternatives
Section 7702, Infinite Banking, capital gains strategies
Assess fit
Honest evaluation of whether our approach makes sense
You'll leave with clarity — whether or not you work with us.
Schedule Your Strategy Session →Call (866) 735-3999 for fast answers Monday-Friday, 9am-5pm Eastern
Questions We Can Answer Quickly
Is Section 7702 legitimate?
Yes — federal law since 1984
Am I a good fit?
$150K+ income, 10+ year horizon
What should I prepare?
General sense of income, savings, goals
How does this compare to [X]?
Depends on your situation — let's discuss
We specialize in working with high-earning professionals who need strategies beyond traditional Wall Street advice:
Who We Serve: Professional Focus
Commercial Airline Pilots
$250K-$400K W-2
Challenge: FAA medical certification risk, mandatory retirement at 65
Strategy: Living benefits protection + Section 7702 tax-free income
Physicians & Medical Professionals
$400K-$800K+
Challenge: Late career start, burnout risk, highest tax brackets
Strategy: Tax optimization + Asset protection + Practice exit planning
Near-Retirees Short on Savings
Age 55-65, $100K-$300K saved
Challenge: Behind schedule, worried about outliving money
Strategy: FlexVault + 401K escape + Accelerated catch-up
Business Owners
$5M-$50M businesses
Challenge: Capital gains on sale, succession planning
Strategy: Exit planning + Capital gains deferral + Tax Alpha
Real Estate Investors
$2M-$20M+ properties
Challenge: 1031 exchange fatigue, depreciation recapture
Strategy: Capital gains deferral + 1031 alternatives + Tax-free income conversion
FIRE W-2 Earners
$150K-$500K W-2
Challenge: Hit contribution limits fast, want early retirement access
Strategy: Section 7702 unlimited savings + Early access without penalties
Dental Practice Owners
$300K-$700K
Challenge: Practice exit planning, cash flow volatility, high taxes
Strategy: Practice exit planning + Tax optimization + Section 7702
What We Offer: Core Strategies & Services
Tax-Free Wealth Building
- •Section 7702 Strategies — Unlimited tax-advantaged savings with no contribution limits
- •FlexVault Strategy — Proprietary max-funded IUL approach for tax-free retirement income
- •Infinite Banking Concept — Become your own banker with policy loans
- •Roth Conversion Strategies — Optimize tax-free income in retirement
Tax Optimization (Tax Alpha)
- •High-Income W-2 Strategies — Reduce current tax burden while building wealth
- •Capital Gains Deferral — Installment Sale Trusts (537 IST) for business and real estate exits
- •1031 Exchange Alternatives — Exit the 1031 treadmill without massive tax bills
- •Business Tax Strategies — Entity optimization, retirement plan maximization
Business Services (For Business Owners)
- •IWB Business Accounting — Expert bookkeeping and clean financials
- •IWB Strategic CFO — Fractional CFO services, KPIs, cash flow optimization
- •IWB Elite Tax Planning — Proactive tax strategy and entity optimization
- •Exit Planning — Maximize business value, minimize exit taxes
Asset Protection
- •Creditor Protection Strategies — Shield wealth from lawsuits and creditors
- •Business Entity Structuring — LLC, S-Corp, C-Corp optimization
- •Trust Strategies — DAPT, SLAT, and domestic asset protection trusts
- •Exempt Asset Maximization — Life insurance, retirement accounts, homestead
Portfolio Protection
- •Precious Metals IRA — Rollover old 401K/IRA into gold and silver
- •Physical Precious Metals — Direct ownership for purchasing power protection
- •Inflation Hedging — Counterbalance dollar-based assets
Legacy & Estate Planning
- •Wealth Transfer Strategies — Tax-efficient generational wealth transfer
- •Estate Tax Mitigation — Reduce or eliminate estate tax exposure
- •Life Insurance Estate Planning — ILIT, SLAT, and generation-skipping strategies
That's completely fine. Start with our free educational resources:
Not Ready to Talk Yet?
Tax-Free Retirement Calculator
See your exact 401K tax exposure and compare to tax-free alternatives in 60 seconds.
Use the Calculator →Monthly Webinar: The Compound Interest Tax Drag
Discover how a penny a day becomes $5.3 million (not $66K) and Warren Buffett's 99.7% secret.
Register for Free →Frequently Asked Questions About Getting Started
We work with clients nationwide, with particular expertise in:
Areas We Serve
High State Tax States
California, New York, New Jersey, Illinois, Pennsylvania
Zero State Tax States
Texas, Florida, Nevada, Wyoming
Aviation Hubs
Pilots based at major airline hubs
Medical Centers
Physicians at major hospital systems
Business Corridors
Business owners in major metro areas
Real Estate Markets
Investors in high-appreciation markets
Office Hours
Monday - Friday: 9:00 AM - 5:00 PM Eastern Time
Strategy sessions can be scheduled during business hours. For clients in other time zones, we accommodate schedules as needed.
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Ready to Get Started?
The next step is a conversation. No pressure, no obligation—just clarity on your options.