IRMAA Penalty Calculator

Discover how Medicare premium surcharges (IRMAA) could affect you and how Roth conversions can help.

See how Roth conversions could affect your Medicare premiums

IRMAA = Income-Related Monthly Adjustment Amount. Higher income retirees pay higher Medicare Part B and Part D premiums.

Current Age

Filing Status

IRMAA is based on MAGI from 2 years prior. Enter your current income for planning purposes.

Adjusted Gross Income (AGI)

Tax-Exempt Interest Income

From municipal bonds, etc.

Conversion Amount